Hiring a domestic helper in Singapore is one of the most administratively specific processes a newly arrived expat family will encounter. The regulatory framework is detailed, the agency market is mixed in quality, and the cost structure is easy to misread if nobody explains it clearly upfront. This guide covers it honestly — the process, the costs, the red flags, and what to expect.
In Singapore, domestic helpers are formally called Foreign Domestic Workers (FDWs). They are employed on a Work Permit issued by the Ministry of Manpower (MOM). As the employer, you apply for and hold the work permit — the responsibility for compliance sits with you, not the agency and not the helper.
Two primary source countries supply the majority of Singapore's domestic helpers: the Philippines and Indonesia. Myanmar, Sri Lanka, India, and several other countries are also permitted under MOM regulations. Each source country has its own requirements set by its government, which layer on top of Singapore's MOM requirements. A good agency will guide you through both sets of requirements for your chosen helper's nationality.
| Cost Item | When | Typical Amount |
|---|---|---|
| Agency fee | Upfront | SGD 1,000–2,500 |
| Work permit fee | On application | SGD 35 |
| Security bond insurance | Annual | SGD 300–400/year |
| Medical insurance (mandatory) | Annual | SGD 200–400/year |
| Settling-In Programme (SIP) | On arrival | SGD 75 (once) |
| Medical examination | On arrival + 6-monthly | SGD 30–60 each |
| Monthly salary | Monthly | SGD 550–800/month |
| FDW Levy | Monthly (via GIRO) | SGD 300/month (standard) or SGD 60 (concessionary) |
Concessionary levy rate applies to households with children under 16 or members above 65 years old.
The first-year total typically runs SGD 7,000–12,000 all-in. Subsequent years cost significantly less — the agency fee and setting-up costs are one-time. From year two, the main ongoing costs are salary, levy, and insurance.
The agency market in Singapore is large and uneven. Some agencies have operated for decades with strong placement records and transparent pricing. Others are less scrupulous. The Ministry of Manpower (MOM) publishes each licensed agency's Licence Performance Record — check it. The Consumers Association of Singapore (CASE) CaseTrust accreditation identifies agencies that meet a higher consumer protection standard.
What a good agency does:
What a poor agency does:
Singapore's regulatory framework for domestic workers is specific and enforceable. The Tripartite Alliance for Fair and Progressive Employment Practices (TAFEP) publishes the full fair employment guidelines. Key obligations:
Authority References
The process above is manageable. What is harder to navigate without local knowledge:
The EP holders' guide covers the broader relocation context. The Singapore relocation guide covers the full sequence of first-month setup for incoming professionals and families.
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